**Comprehensive Insurance Coverage**

Offers & News / Service Terms & Protection

2026-06-18

Our Insurance Coverage at a Glance:
Passenger Bodily Injury Liability Insurance (Passenger Insurance)

• Maximum compensation per passenger: NT$5 million
• Coverage: If an accident occurs during the ride, passenger injury or death is covered within the scope of compensation

 Third-Party Liability Insurance

• Maximum compensation for injury or death per person: NT$10 million
• Maximum compensation for property damage per accident: NT$10 million
• Description: If a traffic accident affects others, including pedestrians, vehicles, or buildings, sufficient compensation coverage is provided

 Excess Liability Insurance

• Maximum compensation per accident: NT$10 million
• Purpose: Provides additional liability compensation when the third-party liability insurance coverage is insufficient

 Vehicle Damage Insurance (Type C Vehicle-to-Vehicle Collision Insurance)

• Applicable situation: When the vehicle collides with another vehicle and the insured vehicle is damaged
• Coverage: Vehicle body repairs are covered without requiring additional payment from you
• Note: Most vehicles have no deductible, subject to the actual policy terms

 Compulsory Automobile Liability Insurance

• Maximum compensation for injury or death per victim: NT$2 million
• Insurance company: Cathay Century Insurance
• Policy number: 157523B123069

• Our Commitment: Every Trip Comes with Complete Protection

All vehicles used by Shanhai Joy Charter are legally licensed rental vehicles, not unlicensed private cars, and are operated by drivers with professional driver’s licenses. Each vehicle is regularly maintained through the following procedures:

• Safety performance inspections
• Interior and exterior vehicle cleaning
• Regular insurance status checks

• Suitable For

Whether you are planning—

• Family travel
• Corporate charter service
• Senior transportation

Shanhai Joy Charter prepares the most complete insurance protection for you. Triple-Layer Peace-of-Mind Protection

1. Passenger injury protection (Passenger Bodily Injury Liability Insurance)
2. Third-party liability compensation (Third-Party Liability + Excess Liability Insurance)
3. Vehicle repair protection (Collision Damage Insurance)

Choosing a legal, secure, and transparent private charter service is the best protection for you and your family.
For more itinerary details or customized services, please contact the Shanhai Joy Charter customer service team.